DOI: 10.7664/CHE20180113
Dynamic Model on Determining the Appropriate Premium Rate for Basic Medical Insurance of Urban Employee and the Calculation on Reduction to Current Premium Rate for Basic Medical Insurance of Urban Employee during the Period of the 13th Five-year Plan
JIA Hong-bo
Abstract：Objective:Study the dynamic model on determining the appropriate premium rate for basic medical insurance of urban employee(BMlUE) and the calculation of reduction to current premium rate for BMIUE in the period of the 13th Five-Year Plan.Methods:It developed a quantitative model to explore the objective.Results:There were 8 parameters all determined the appropriate premium for BMIUE.Conclusion:The results of calculation showed that in the period of the 13th Five-Year Plan,the current premium rate for BMIUE could be cut from 8％ into 7.9％ if keeping the current financial institutional arrangement named individual account and social pooling constant.If cancelling individual account,the current premium rate for BMIUE could be cut from 8％ into 7％.
Keywords：Basic Medical Insurance of Urban Employeeappropriate premium ratedynamic modelreduction to current premium rate
Publication Date：2018-01-01
Online Publishing Date：2025-08-15(First online date of this platform, not the publication date of the document)
Pages：3( 51-53 )