DOI: 10.7664/CHE20140216
Analysis on the Establishing Accident Insurance by Introducing Commercial Insurance into New Rural Cooperative Medical System in Gansu
Abstract：Objective: To discuss the necessity, feasibility and the possible social significance of establishing accident insurance system by introducing commercial insurance pattern into new rural cooperative medical system ( NCMS ) in the western underdeveloped rural areas. Methods: The baseline survey data of the accident insurance system and the data report of the four pilots in Gansu are compared and analyzed. Results: The pilot areas pay the whole insurance for a total 0f 1 332 785 enrollees and 10 660 800 yuan for the accidental injury insurance premium. The four pilot countries have received 3 518 accidental cases up to the November of 2012, 1 976 cases have been solved, and the compensation expense are 15.6 442 million yuan, which greatly reduced the heavy burdens of these families. Conclusion: The best choice to achieve the accidental injury protection in the western underdeveloped rural areas is establishing an accident insurance system by introducing commercial insurance pattern into NCMS.
Keywords：new rural cooperative medical systemcommercial insuranceaccident insuranceGuansu
Publication Date：2014-01-01
Online Publishing Date：2025-08-15(First online date of this platform, not the publication date of the document)
Pages：3( 51-53 )