Analysis on the Rate Estimation of Coal Pneumoconiosis Liability Insurance
ZHENG Hai-tao
SUN Jing
WANG Bei
Abstract:Objective:To assess the risk of coal pneumoconiosis and measure the gross premium rate of coal pneumoconiosis liability insurance. Methods: Based on the data related to pneumoconiosis risk from published materials in different provinces, it used pure premium method to measure the gross premium rate and made province-specific rate tables of this liability insurance according to risk classification. Results: Rate tables of Chongqing, Shaanxi, Shanxi, Shandong, Henan and Anhui were made according to type of work and form of coal’s ownership. Conclusion: The risks of coal pneumoconiosis among different provinces are very different. It’s necessary to make province-specific rate tables when developing business of coal pneumoconiosis liability insurance for different provinces.
Keywords:pneumoconiosisliability insurancerate makingpure premium method
Publication Date:2013-01-01
Online Publishing Date:2025-08-15(First online date of this platform, not the publication date of the document)
Pages:3( 24-26 )
Chinese Health Economics

Chinese Health Economics

PKUISTIC
ISSN:1003-0743
Year, Vol.(Issue):2013,(11)