Research on China's Housing Reverse Mortgage Pricing Model
JIANG Su-jian
Abstract：There are two shortages in the existing reverse mortgage pricing model in China.Firstly,it fails consider the fact that the residual life reduction of land use right will reduce real estate value.Secondly,the measurement base of real estate depreciation is the overall real estate value rather than the value of buildings, which is wrong.In view of this,this paper reconstructs the reverse mortgage pricing model which is more suitable for the particular conditions of our country.By the example analysis,we find the pricing result of the existing model is about 20%higher than that of the new model.
Keywords：housing reverse mortgagepricing model optimizationexample analysis
Publication Date：2013-01-01
Online Publishing Date：2025-08-15(First online date of this platform, not the publication date of the document)
Pages：5( 40-44 )