Analysis of the Current Situation and Countermeasures of Policy-based Forest Insurance Operation in Qiannan Prefecture under the Background of High Quality Forestry Development
ZHOU Shimin
AN Juanyan
ZENG Yongmei
WANG Huaqiu
Abstract：Since the official implementation of policy based forest insurance in Qiannan prefecture in 2014.The insured area and premium income of public welfare forests and commercial forests have increased steadily year by year.The insurance and claim models of forest insurance have been continuously innovated,and the optimization procedures of insurance claim settlement have also been continuously improved.However,there are also complex claims,investigation and loss assessment,thus forest farmers are not willing to participate in insurance;Forest insurance development is uneven,insufficient product innovation,and unscientific risk protection;There are problems such as excessive financial pressure at the county level and insufficient financial resources in grassroots departments.Therefore,it is recommended to optimize the fiscal subsidy methods to promote balanced development of insurance,strengthen insurance training and publicity to enhance the willingness of forest farmers to participate in insurance,increase the level of insurance coverage and scientifically implement risk zoning,enriching insurance product projects and expand expanding insurance coverage,improve the evaluation and incentive mechanism,increase the coverage area of forest insurance,promote rural revitalization and modernization of agriculture and rural areas and promote the high-quality development of forest insurance in Qiongnan Prefecture.
Keywords：forest insuranceqiannancountermeasure analysis
Publication Date：2024-10-28
Online Publishing Date：2026-05-22(First online date of this platform, not the publication date of the document)
Pages：7( 106-112 )