The Credibility Models for Exponential Premium Principle Based Equal Correlation Structure
ZHANG Ge
ZHANG Qiang
Abstract：In recent years ,the type of insurance is continuously increasing ,experience rate determi‐nation in non life insurance has a wide range of applications ,under the guidance of classical reliability theory ,the reliability model is an important research method in the principle of index premium .Usually pure premium is included in the credit premium estimates ,but in the application of pure premium is not only refers to the actual collection of insurance premiums ,it requires apply the principle of safety load premium .This study is based on the principle of the index premium ,explore the reliability model of multi contract ,which is related to the error and the consideration of the risk ,etc .This result is extend‐ed to the credibility premium to account for an equal correlation structure over risks or errors .
Keywords：exponential premium principleequal correlationmultitude contracts
Publication Date：2015-01-01
Online Publishing Date：2026-08-28(First online date of this platform, not the publication date of the document)
Pages：5( 12-15,37 )